What do the Changes to UK Driving Licenses Mean for Employers?

British car

As of June 8, 2015, the paper counterpart to the standard photo card driving licence are no longer valid nor issued by the Driver and Vehicle Licensing Agency (DVLA), for driving licence holders in England, Scotland and Wales; Northern Ireland … Continue reading →

US Property Insurance Rates Keep Falling

Property-Mktplace_July2015

When the rate reductions of -12.5% to -17.5% we predicted for Q2 came true for many, we saw a lot of smiles on the faces of insurance buyers. The reductions, and the smiles, continue. In fact we are now seeing … Continue reading →

A Changing Environment for Environmental Risks

construction rubble

Organizations with environmental exposures – or with real estate/acquisition plans that might make them start thinking about environmental exposures – have several options for including environmental insurance in their risk transfer portfolio. An evolving marketplace is changing the value of … Continue reading →

The Chief Risk Officer: When a Triangle Becomes a Square

4 executives

The traditional shape for the apex of a pyramid is a triangle, right? Translate that into an organogram for any large organisation and you can be sure that the three corners will be occupied respectively by the Chief Executive, the … Continue reading →

Cyber Claims Landscape: Companies Face Increasing Data Breach Liability

cyber risk

The cyber risk landscape is rapidly evolving. Governments are facing an unprecedented level of cyber attacks and threats with the potential to undermine national security and critical infrastructure. Similarly, businesses across a wide range of industry sectors are exposed to … Continue reading →

How “Big Data” Can Help Employers Improve Their Health Outcomes Strategies

big data medical

As plan sponsors take greater ownership of their medical coverage, the appetite to harness available data has never been greater. Here are just a few reasons why employers need to become even more sophisticated as they use the mountain of … Continue reading →

The Impact of Urbanization on Construction

urban density

Sharing information with colleagues is always a good strategy – and even better when it can be recorded and shared. Recently I had the opportunity to chat with Construction CEO for Willis North America Rick Hawkinberry to discuss urbanization, a … Continue reading →

US Industry and Government Collaborate to Address Cyber Risks

White House cyber risk

Recognizing that collaboration between the public and private sectors is needed to address the ever-increasing cybersecurity crisis, the United States federal government has recently shown its support to the insurance industry to help deliver optimal cyber insurance solutions to the … Continue reading →

How Big a Problem is Airline Hacking?

airline hacking

Another cyber-attack against a national airline has once again exposed the vulnerability of the aviation sector to criminal hackers and their paymasters. Continue reading →

The Age of Irresponsibility Is Over – You Heard It Here First

Bank of England

It’s not often that a single speech provides enough material for a blog piece, but when that speech is by the Governor of the Bank of England and expressly calls for a significant expansion of the regulatory regime as well … Continue reading →