Guide to Comprehensive Nonpayment Insurance for Financial Institutions

Money Burning

In last week’s post, I mentioned political risk insurance doesn’t cover insolvency and protracted payment default; for that you need comprehensive nonpayment policies. This week, I’m going to explain what they do. Continue reading →

Food Safety Risk: An Unusual Recipe


When agriculture officials recently cleared Midwestern poultry farmers to restock after last spring’s Avian flu epidemic, it was a reminder of what the outbreak dramatically demonstrated: that food supply lines are vulnerable. Continue reading →

2015 El Niño – Impacts on Hurricane Activity and Climate Links to Reinsurance Loss Activity


2015 El Niño As predicted earlier this year, an El Niño event has been developing in the Equatorial Pacific. By most objective metrics, the event looks to be strong, with all defining atmospheric or oceanic variables showing the characteristic El … Continue reading →

Big Data: Is the Property Sector Making the Most of it?

Binary Codes

Big data refers to computer analysis of data sets too large for the human mind to process. Trends and patterns, which computer algorithms spot, can offer businesses powerful insight allowing them to be more efficient, to better understand their customers … Continue reading →

The Email has Gone. But Who’s it Gone to?


We all know (or think we know) about the dangers of hitting the send button on emails, but now there’s a new threat. Continue reading →

Guide to Political Risk Insurance for Financial Institutions


Political risk insurance (PRI) is a product designed to help mitigate the political uncertainties investors and lenders face when investing or lending into emerging markets. Typically clients are concerned about the long-term political stability of a country, and a PRI … Continue reading →

Insurance as a Strategic Enabler


Understanding where a company wants to be in the future, identifying risks that might stop it getting there, and working with risk advisers and insurers to get the right risk management, transfer and mitigation strategies in place, all help build … Continue reading →

Employee Engagement During the Holiday Season


It’s that time of year again – THE HOLIDAYS! In the United States, the holiday season begins around Thanksgiving at the end of November and runs roughly through New Year’s Day in January. Family celebrations, shopping, gifts…and a lot of … Continue reading →

PPACA Update: Extensions are Over, Penalties Await Late Filers


Most employers that sponsor group medical plans (all applicable large employers and those smaller employers that self-fund their plans) have a new reporting obligation for 2016 under the PPACA. The IRS means it this time — no more delays. It’s … Continue reading →