Perhaps the scariest risk we face on a daily basis is the potential for a possible natural disaster at any time.
Who would have thought flooding in the desert was a problem, but Tropical Storm Norbert made Arizonans question their possible need for flood insurance. Oklahoma had three times the number of earthquakes this year as last, and the state’s Insurance Commissioner, John Doak, advised homeowners in Oklahoma begin to examine the available options for earthquake insurance.
California is no stranger to wildfires, and some residents have taken advantage of the additional coverage of Wildfire Defense Strategies. Natural disasters cannot be avoided, but at least policy coverage is available to assist with the devastation left behind.
Speak with your insurance representative to inquire how your current policy responds to natural disasters and what other coverage options are available to you.
Guest blogger Kevin O’Brien