Blogger Archives: Dave Ingram

Dave Ingram

Dave is an Executive Vice President of Willis Re, specialising in theory and practice of ERM for insurers. Based in New York, Dave has more than 30 years of actuarial and general management experience in the insurance industry and has published and spoken about ERM all over the world. In 2012 he was named by @TreasuryandRisk as one of the 100 Most Influential People in Finance. You can follow Dave on Twitter at @dingramerm (views his own – not Willis’).

Keeping risk and capital in balance

So what direction is your company headed regarding risk? Are you expecting to: Grow your risk faster than your capital, using up excess capacity; Grow your capital faster than your risk, building up capacity; or, Keep risk and capital in … Continue reading →

Unlocking resilience: The four ERM keys

“I found that just surviving was a noble fight” – Billy Joel Most companies want to do much better than “just surviving.” But the world is a dangerous and complex place. Surviving itself may be difficult, but the focus is … Continue reading →

Top 10 ideas insurers include in their risk appetite

In 2016, Willis Re performed a study of 48 (mostly U.S.-based) insurer risk appetite and tolerance statements. Continue reading →

Adaptability is key to ERM

Rain doesn’t know how to find the leak in your roof, yet somehow it does. And even if you take good care of your roof, one day the wind will blow from an unusual direction and the rain will find … Continue reading →

Alignment is key to ERM

Risk has traditionally played a minor role in the strategic discussions of many firms. Often, planners get risk out of the way at the very start with a discussion of strengths, weaknesses, opportunities and threats (SWOT). Then as quickly as … Continue reading →

2017’s most dangerous risks for insurers

We took a list of over 50 risks commonly found on insurer risk registers, and asked, “Which risks present the most danger to your firm in 2017?" Continue reading →

Discipline is key to ERM

Risk management matters the most when it is the most expensive and most difficult. But unless the regular steps of risk management have already become muscle memory, it is much less likely that you will even think to do your … Continue reading →

Transparency is key to ERM

There are four good reasons to adopt a version of ERM that fits your business; this post is about one of those four reasons - Transparency. Continue reading →

Reinsurance and enterprise risk management

Insurers are in the business of aggregating risk. This makes enterprise risk management (ERM) particularly important to insurers. In addition, insurers have an incredibly flexible and powerful tool available for sculpting their risks: reinsurance. ERM is a very new approach … Continue reading →

Cyber risk for insurers

Cyber risk has definitely stepped off the “emerging risks” list and moved in with the “current risks.”  Not a week goes by without another major news story about some firm or government agency being hacked and losing control over millions … Continue reading →

Posts by Author in Portuguese:

A Diferença Entre o Risco e a Perda

risk vs loss

A gestão de risco tem feito muitas pessoas substituírem uma palavra de quatro letras por outra. Eles usam a palavra RISCO quando deveriam dizer PERDA. E há um mundo de diferença entre os dois. É a diferença entre o brilho … Continuar lendo →

Guia para ERM (Enterprise risk management): Mensuração de Risco e Relatórios


Peter Drucker é conhecido por uma vez ter dito: “o que é mensurado, é gerenciado.” Esse truísmo da moderna gestão aplicada ao risco, assim como ele faz para outras coisas mais usualmente medidas como vendas, lucros e despesas. Reguladores têm … Continuar lendo →

Desenvolvimento de um flexível Programa Enterprise Risk Management

O processo de desenvolvimento de um novo Sistema de Enterprise Risk Management (ERM) é, muitas vezes, desconcertante para os gerentes de negócios experientes. Com a maioria dos novos projetos, a abordagem padrão é definir completamente um projeto com antecedência e … Continuar lendo →

Empresa de Gestão de Risco em tempos de dificuldades

working under a tight budget

A boa notícia para os gestores de risco é: desde que os tempos começaram a ficar difíceis, empresas de gestão estão ouvindo sua mensagem. A má notícia para os gestores de risco é: desde que os tempos começaram a ficar … Continuar lendo →