Category Archives: Claim & Risk Control

Guns in the Workplace – US Employers Caught in the Crossfire

gun in workplace

The US Bureau of Labor Statistics reported for 2012 that 688 workers were killed due to homicides and suicides. Shootings were the leading cause of death for both homicides (81%) and suicides (48%). A 2005 study of North Carolina workplaces … Continue reading →

A One-Track Mind Behind the Wheel (or Not)

phone driving

I heard a story about a man steering his car with his knees so he could type a text with both hands, as he participated on a conference call using his earbud. Oh, let me add, his wife and two … Continue reading →

The Power of Sleep – Lifting the Fog

sleepy

Recent studies only confirm what our grandparents knew many years ago. Insufficient sleep—late to bed and early to rise—results in health issues, mental issues, relationship issues, and more accidents. It is linked to a variety of serious health problems, including heart attack, stroke, type 2 diabetes, and obesity. Continue reading →

Top 10 of 2014 – #7: Allocated Loss Adjustment Expense in a Complex Workers Comp World

divergent-chart

Why are allocated loss adjustment expenses (ALAE) growing astronomically compared to unallocated loss adjustment expenses (ULAE)? Continue reading →

Top 10 of 2014 – #8: Discipline an Employee for Breaking a Safety Rule? – The US Department of Labor May have Something to Say About That.

safety first?

It seems like a pretty simple concept: Break a safety rule and get disciplinary action taken against you. Until now. Continue reading →

The 12 Risks of Christmas: How We Helped Santa This Year

Santa-List-645x400

Everyone knows Santa to be a great humanitarian and a “jolly old elf,” but he wants to be known for something else: business transparency. So, in our latest client meeting with St. Nick and his senior elf management, they asked … Continue reading →

Preparing for Protests

riot

From the “Arab Spring” that swept across Tunisia, Egypt, and Libya to the “Occupy Movement” that has occurred in many cities across the United States, one common intertwined theme has always been shared across these demonstrations, and that is the … Continue reading →

The Scariest Risk of All: Irrationality

irrational fear

Much of the news we receive and ‘drama’ we watch on television (or online) is focused on the consequences of terrible things happening. If we believed every word of it we’d be convinced that we are on the verge of … Continue reading →

OSHA Enforcement Applies to Real Estate and Hotel Entities

workplace regulation

Since the enactment of the Occupational Safety and Health Act (OSHAct) in 1970, nearly all U.S. employers have the responsibility to: “Ensure each of his employees employment and a place of employment which are free from recognized hazards that are … Continue reading →

Ebola: Your Company May be More Prepared Than you Think

ebola outbreak

It seems like every year there is some new illness that the news claims is going to kill us all and will inevitably bring international commerce to a screeching halt: SARS, Avian Flu, now Ebola. Ebola is very serious in … Continue reading →