Category Archives: Employee Benefits / Employment Law

Is it Bullying or is it Harassment? A Liability Either Way


Most human resources practitioners have heard the complaint, “I am being harassed,” and are trained to know what to do when it happens. Generally, it is up to HR or legal counsel to determine if the complaint is truly a … Continue reading →

Will the Worldwide Aging Population Wreak Havoc on Financial Institutions?

19% of the world’s population will be over 80 years old by 2050

I remember the time when the most important social policies concerned healthcare or education, but that is no longer the case. Retirement has now become the most pressing social concern for governments in recent years. The reason is simple: The … Continue reading →

Research: 6 Guiding Principles of Motivation to Change Behavior

carrot motivation

Best practices around sustained motivation tell us that we need to think holistically to help employees form new habits and control their lives. There is a ton of research in this area that can be distilled into a few guiding principles. Continue reading →

Stop Talking About Compensation; Start Talking About Total Rewards


In survey after survey, employers tell us that among their top concerns – if not their number one priority – is winning the war for talent. An issue of such strategic importance deserves a strategic response, and one way to … Continue reading →

Using Data to Drive Down Health Care Costs

medical cost distribution

Recognizing that a relatively small minority of individuals drives the overwhelming majority of costs is fundamental to understanding how medical services are consumed. Continue reading →

Threats and Opportunities of Demographic Change: Asia


The landscape for recruitment is changing far more dramatically than many employers realise. Adapting to the new dynamics will be essential for financial groups seeking not only to hire the best, but also to grow sustainably into new regions of … Continue reading →

Targeting High Cost and High Risk Using Healthcare Data Analytics

big data reduces costs

A textiles manufacturer was concerned that their medical costs had been climbing. They were not satisfied that their current medical plan carrier was doing enough to pinpoint cost drivers, or that they were doing enough to mitigate increases. They were … Continue reading →

Improving Your Employees’ Access to Medical Care Using Data Analytics

hospital waiting room

A fast food restaurant chain operating in 24 states in the Southeast and Midwest was struggling with medical cost inflation. Their year-to-year trend had actually outpaced market rates. This caught the CFO’s attention. Continue reading →

Transforming Wellness Behaviors: The Buzz on Employee Engagement


You know that moment when your favorite sports team came alive and, even though they were down in points, you just knew they were going to win? Or when your favorite band started to get popular? Whether we think it … Continue reading →

Focusing Your Wellness Program Using Data Analytics

human capital data

A large Midwest county that employed 1,400 full-time workers struggled with an internally managed health and wellness program. The county wanted to lower the health risks of its employee population and, ultimately, curb its growing medical plan costs. Continue reading →