Category Archives: Financial Services

Will the Worldwide Aging Population Wreak Havoc on Financial Institutions?

19% of the world’s population will be over 80 years old by 2050

I remember the time when the most important social policies concerned healthcare or education, but that is no longer the case. Retirement has now become the most pressing social concern for governments in recent years. The reason is simple: The … Continue reading →

Regulatory Risk in Private Equity: Broken Windows Everywhere

broken window

For many years, private equity funds in the US enjoyed flying under the regulatory radar. The arrival of the Dodd-Frank Act in 2010 put an end to this long-time luxury as it subjected previously exempt private equity fund managers to … Continue reading →

Threats and Opportunities of Demographic Change: Asia


The landscape for recruitment is changing far more dramatically than many employers realise. Adapting to the new dynamics will be essential for financial groups seeking not only to hire the best, but also to grow sustainably into new regions of … Continue reading →

Is it Still a Good Idea to Agree to Act as a Nominee Director?

director nominee

There have been a number of cases in which the courts have examined and reaffirmed the nature of a director’s duty to exercise independent judgment. Particular problems can arise, though, when directors are appointed as nominees of a particular shareholder … Continue reading →

Dominic Casserley on The Changing Risk Landscape

McKinsey interviews Dominic Casserley

In this interview, Willis CEO Dominic Casserley discusses opportunities to mitigate emerging risks, build more resilient companies, and digitize the insurance process. Continue reading →

Guide to Financial Institution Bonds

Financial Institution Bonds

There is a lot of confusion about financial institution bonds. The muddle becomes much clearer when you recognize that financial institution bonds come in various guises and are called by a dizzying array of names. The names, and the specifics … Continue reading →

Threats and Opportunities of Demographic Change: Brazil

2015 Population of Brazil

The race to recruit the finance world’s best individuals has become a war for talent, according to leading academics. Dramatic shifts in demographics mean countries such as the United States, Japan and much of Europe are keen to attract students … Continue reading →

New Relationships in the Financial Sector – and New Loyalties

paypal arm

Uber seems to have become the poster child for disintermediation and disruption. The app has eliminated the need to stand on a street corner waiting for a cab. No need to hand over any cash. No need for a wallet; … Continue reading →

The Future of Financial Institutions – And Risk

Willis financial institutions risk index

The financial sector has changed hugely since the financial crisis. In order to understand the pressures shaping the financial sector, we interviewed more than 150 C-suite executives of global banks, insurers, reinsurers, asset managers, hedge funds and financial technology firms. … Continue reading →

A Big Opportunity Helping Low-income Households with Microinsurance

Traditional Myanmar girls on mobile phone

Low-income households across the developing world are vulnerable to risks and often can’t afford to be insured or don’t have a good understanding of what insurance is. So they often end up facing risks around their health and property on … Continue reading →