Latest Posts

How Cognitive Computing is Transforming Global Industries


In March 2016, AlphaGo, a computer program developed by Google DeepMind in London, beat the longstanding world champion, Lee Sedol, in 4 out of 5 games of Go. In 2011, IBM’s Watson computer beat two former champions in multiple rounds … Continue reading →

Guide to Directors & Officers Liability Insurance for Financial Institutions


D&O insurance policies offer liability coverage for managers to protect them from claims that may arise when acting in the scope of their managerial duties. Continue reading →

Sub-Saharan Africa: Insurance’s New Frontier?


Sub-Saharan Africa (SSA) is not only fascinating for tourists, but it has started to get serious attention from the insurance industry as well. Indeed, insurance companies are starting to look at SSA with both interest and caution. Africa’s economy has … Continue reading →

Cheapest Ever Insurance Prices: Surely That’s Good News For The Energy Industry?


Energy companies are under the strongest of pressure to cut costs as much as possible in this challenging business environment. So no doubt they are delighted to read in our latest Energy Market Review that insurance market capacity is up, … Continue reading →

The health care macro-trends employers need to understand


Employer-provided health care is in the midst of the most dynamic change in over two decades, fueled by a convergence of trends that have created new opportunities and also new challenges as organizations craft their health benefit and workforce health … Continue reading →

How P&C Insurers Are Using, or Plan to Use, Big Data


Big data has become a topic of great interest in the insurance industry over the past few years. Data alone isn’t enough; big data is the focus. As we reviewed insurer responses to our 2015 Predictive Modeling Survey, it became … Continue reading →

First Look: Inflated Risk From The New DOL Fiduciary Standard Conundrums


The key question facing today’s financial services firms is how to assess and mitigate risks from the Department of Labor’s (DOL) expanded definition of “investment advice fiduciary” under the Employee Retirement Income Security Act of 1974 (ERISA). The common theme … Continue reading →

Five Areas of Real Concern for the Energy Industry


This year the energy industry is facing possibly its greatest challenge in 50 years as oil prices plunge and inventories reach record levels.  For the foreseeable future, Capex discipline and operating cost reductions are going to be primary drivers for … Continue reading →

The Perils of a Professional Indemnity Exclusion in a D&O Policy


Where is the line drawn between directors and officers (D&O) insurance and professional indemnity insurance? The question is important not just for companies that purchase both forms of insurance but also for those who buy D&O insurance alone but nevertheless … Continue reading →

For ERM, a Better Solution to Guessing Frequency and Severity Pairs for Risks


To compare your best guesses about frequency and severity of risks, you need to recognize that each risk likely has a wide variety of frequency severity pairs. Continue reading →