Tag Archives: banking

Changes in Banking are Affecting Employees’ Wellbeing

stressed banker

Regulation is creating change and uncertainty within the financial services industry—and impacting the wellbeing of a bank’s greatest asset: its people. Continue reading →

Is International Hacking an Act of War?

tank

Historians will tell you that, despite the bloodshed in the Middle East and Africa, we are currently in one of the most peaceful periods in human existence. However, this era of ostensible peace has us wondering what future war will … Continue reading →

The End of Banking: De Novo No More

bank vanishing

In just 11 years, all banks in the U.S. will be gone. At least, that’s what extrapolating the current pace of bank consolidation would suggest. Less than 30 years ago there were over 18,000 banks; the FDIC reports that as … Continue reading →

Banking Brain Drain: Four Unintended Consequences of Post-Crisis Regulation

brain drain

Since the financial crisis, governments have made wide-ranging changes to the way financial institutions are regulated. In particular, regulators have focused on the amount and type of capital that banks and other financial institutions must hold, and set new standards … Continue reading →

The Next Big Thing in Banking May Not be a Bank

v

“Chase or Google?” my colleague challenged me, asking which would be more important in ten years’ time. The answer may well be neither. Continue reading →

How to Reduce Risk of Lending to Small and Medium Enterprises

Bank Vault

In recent years large banks have been reluctant to lend to small and medium enterprises (SMEs). Smaller banks, relying on less sophisticated capital models than the bigger banks, are unable to take up the slack.  The consequence has been a … Continue reading →

Changes to the Approved Persons Regime

personal responsibility

In response to the 2013 Parliamentary Commission on Banking Standards report, the current Approved Persons regime for banks is being replaced with a strengthened regime for regulating senior individuals. Continue reading →

5 Financial News Stories You May Have Missed: “Special” FX

5 Financial News Stories

Here are news stories from the week that were easy to miss, but may have some lasting impact. Continue reading →

Banks’ Get-Out-Of-Jail Free Card

Open Jail

Large banks may be virtually immune from criminal prosecution. Continue reading →

5 Financial News Stories You May Have Missed: Opportunistic Suits

5 Financial News Stories

This week: opportunistic suits, cyber attacks, guaranteed returns, LIBOR criminals, and some pretty major fat-fingering. Continue reading →