Tag Archives: fintech

M-Payments – New Ways and New Risks in Moving Money

mobile payments

Electronic payment systems are nothing new. The first electronic payments were made over telegraph wires in the 19th century, hence still referring to ‘wire transfers’ today. Mobile-based payments (m-payments) are, however, a much more recent development. Continue reading →

To Bit or Not to Bit: Virtual Currencies, Real-World Risk

Bitcoins

What do Ashton Kutcher, Bill Miller, Marc Andreessen, the Winklevoss twins, and Daniel Master all have in common? They are all supporters, investors or owners of virtual currency. While bitcoin is the name we frequently hear, there are actually other … Continue reading →

The End of Banking: De Novo No More

bank vanishing

In just 11 years, all banks in the U.S. will be gone. At least, that’s what extrapolating the current pace of bank consolidation would suggest. Less than 30 years ago there were over 18,000 banks; the FDIC reports that as … Continue reading →