Tag Archives: PPACA

The health care macro-trends employers need to understand

Employer-provided health care is in the midst of the most dynamic change in over two decades, fueled by a convergence of trends that have created new opportunities and also new challenges as organizations craft their health benefit and workforce health … Continue reading →

Failing (and flailing) co-ops: the canary in the mine?

canary in the coal mine

The Wall Street Journal is no fan of the Patient Protection and Affordable Care Act (PPACA or the ACA and as some brand it, Obamacare).  However, recent news about health insurers  pulling out of co-ops does rightly raise concerns about … Continue reading →

PPACA Continues to Evolve: Automatic Enrollment Gone, Is Cadillac Tax Next?

Margaret Thatcher is reputed to have said, “I am extraordinarily patient, provided I get my own way in the end.”  Perhaps that is the right model for employers to consider when it comes to changes to the Patient Protection and Affordable … Continue reading →

PPACA Update: Extensions are Over, Penalties Await Late Filers

Most employers that sponsor group medical plans (all applicable large employers and those smaller employers that self-fund their plans) have a new reporting obligation for 2016 under the PPACA. The IRS means it this time — no more delays. It’s … Continue reading →

The Cadillac Tax is Politically Unpopular – So is Repeal a “Done” Deal?

Willis is a member of the Alliance to Fight the 40 – the reference is to the 40% excise tax on so-called “Cadillac” plans that is part of the Patient Protection and Affordable Care Act (PPACA). The Alliance used that … Continue reading →

Health Care Reform: Compliance Challenges for 2015 and Beyond

health insurance marketplace statement

2015 will continue to be a year of catching up on compliance for employers under Health Care Reform. Continue reading →

For PPACA, 2015 is Here

PPACA: 2015

2015 will be the first real test from an employer perspective on the mandates under the Patient Protection and Affordable Care Act (“PPACA”). Most employers that have to comply with the PPACA mandates found that their plans typically met the minimum … Continue reading →

CMS Delays Enforcement of HPID Requirements

push back time

The Centers for Medicare and Medicaid Services pulled an "Emily Litella" with its announcement delaying the Health Plan Identifier. Continue reading →

The State of Employee Health Benefits

Defined Contribution + Wellness Strategies

As employers finalize their preparations for 2015 health reform deadlines, recent events surrounding the Patient Protection and Affordable Care Act (“PPACA”) have led many of them scratching their heads over how their plans should be implemented. Continue reading →

Insured Employer Medical Plans – What to do With the MLR Rebate?

crumpled bill

Under the Patient Protection and Affordable Care Act (“PPACA”) medical insurance contracts (but not for self-funded plans) for the large group market have to return premiums that exceed 85% (80% for small groups, generally those that have fewer than 100 … Continue reading →