Tag Archives: PPACA

PPACA Update: Extensions are Over, Penalties Await Late Filers


Most employers that sponsor group medical plans (all applicable large employers and those smaller employers that self-fund their plans) have a new reporting obligation for 2016 under the PPACA. The IRS means it this time — no more delays. It’s … Continue reading →

The Cadillac Tax is Politically Unpopular – So is Repeal a “Done” Deal?


Willis is a member of the Alliance to Fight the 40 – the reference is to the 40% excise tax on so-called “Cadillac” plans that is part of the Patient Protection and Affordable Care Act (PPACA). The Alliance used that … Continue reading →

Health Care Reform: Compliance Challenges for 2015 and Beyond

health insurance marketplace statement

2015 will continue to be a year of catching up on compliance for employers under Health Care Reform. Continue reading →

For PPACA, 2015 is Here

PPACA: 2015

2015 will be the first real test from an employer perspective on the mandates under the Patient Protection and Affordable Care Act (“PPACA”). Most employers that have to comply with the PPACA mandates found that their plans typically met the minimum … Continue reading →

CMS Delays Enforcement of HPID Requirements

push back time

The Centers for Medicare and Medicaid Services pulled an "Emily Litella" with its announcement delaying the Health Plan Identifier. Continue reading →

The State of Employee Health Benefits

Defined Contribution + Wellness Strategies

As employers finalize their preparations for 2015 health reform deadlines, recent events surrounding the Patient Protection and Affordable Care Act (“PPACA”) have led many of them scratching their heads over how their plans should be implemented. Continue reading →

Insured Employer Medical Plans – What to do With the MLR Rebate?

crumpled bill

Under the Patient Protection and Affordable Care Act (“PPACA”) medical insurance contracts (but not for self-funded plans) for the large group market have to return premiums that exceed 85% (80% for small groups, generally those that have fewer than 100 … Continue reading →

Trends to Watch in the Health Care and Benefit Space

health care trends

Recently, I spoke on Goldman Sachs’ Annual Managed Care State of the Market call, to offer investors a front-line, mid-year view of industry pricing and product trends, and to discuss issues facing mid-sized employers amidst implementation of the Affordable Care … Continue reading →

Analysis: What Next, After the Conflicting Obamacare Decisions?

split decision

Tuesday, two conflicting circuit court decisions reflected on the ability of the IRS to direct taxpayer financial support to those Americans who enrolled in public exchange coverage. Some employers will be unaffected whichever decision prevails, while other companies—and states—will face … Continue reading →

Contradictory Obamacare Rulings Leave Employers Wondering

split decision

Two circuit courts have come to different conclusions regarding a key component of the Patient Protection and Affordable Care Act (“PPACA”): whether subsidies are available for coverage on the exchanges run by the federal government or only for those exchanges … Continue reading →