Category Archives: Featured Post

Beyond pension schemes: Employers can play a key role in guiding employees toward a secure retirement

Excrercise class of older adults stretching in a park

In Asia, personal savings have often been reserved for immediate or short-term needs, such as having children or planning a wedding. Saving for the long-term, and specifically, for retirement, was rarely thought of — particularly in societies with extended family … Continue reading →

Expansion has its challenges: Realizing the risks of China’s Belt and Road Initiative

aerial view of intersecting roads at night with red lights

The cornerstone of Chinese foreign policy provides domestic businesses with an opportunity to expand into new territories and develop new products and services. But there are dangers lurking within the possibilities. It’s a maxim in the insurance industry that with … Continue reading →

What could the Prudential Regulation Authority’s proposal on managing climate change risk mean for insurers?

Men in headsets looking at a weather map with a computer monitor behind them

The launch of a consultation paper on the approaches to managing financial risks arising from climate change will transform the way that organizations do business. But how should insurers react – and what are the risks? The Prudential Regulation Authority … Continue reading →

Testing the water: How deep will organizations dive to address employees’ student loan debt?

A young man in a sweater sitting at a desk in an office working on a laptop

Some days, it feels as if I can’t read the news without seeing some statistic about student loan debt — from what the average student carries after graduation, which is now more than $37,000, to other startling national statistics with … Continue reading →

5 keys to modernizing employee benefits (Part 5 in a series)

Key, suitcase, bulls eye target, and balance scale icons inside a large icon of a human head, icon of a hand touching a tablet depicting line and pie graphs, and a hand pointing to a bar chart. A globe and percentage sign are in the background

As we’ve been discussing throughout this series, several external drivers – from the changing nature of work and the workforce to digital disruption to employee expectations for transparency – necessitate a renewed focus on Total Rewards. In Part 3 of this … Continue reading →

Looking to succeed in credit markets? Diversity and a long time horizon can be your best friends

Close up of a hand using a stylus pen on a touch screen depicting a line graph with steep declines and inclines

Ever since the global financial crisis, we’ve found investors have been slow to diversify their fixed income portfolios, and for good reason: Mainstream corporate credit (including investment grade and high yield), have performed incredibly well, supported by declining interest rates, … Continue reading →

Choice and flexibility: the win-win approach to employee benefits

Steve Gardner, senior economist at Willis Towers Watson.

Employers are walking a tightrope when it comes to employee benefits. Increasing costs have forced many to cut back their benefits, in effect, spending more for less. At the same time, our research shows that employees are increasingly nervous about … Continue reading →

Your workforce is changing. Have your benefits communications done the same?

Woman sitting at home on her couch looking at a tablet

The disco era brought us many fads: leisure suits, pet rocks and his and her perms. Those are mercifully gone, but the late ‘70s also introduced the promise of a paperless society. It hasn’t happened yet (and may not in … Continue reading →

Why meaning and purpose should be central to the employee experience (Part 1 in series)

Coworkers laughing over iconography cards

Increasingly we’re seeing it’s not enough to do a good sales job promoting the employer brand to current and prospective employees. Employees can now evaluate employers more on their own terms and not just on the image that employers want … Continue reading →

Recent nation state cyberattacks: What they mean, and how to respond

man talking on a phone and looking at a tablet

On April 17, 2018, the U.K. and U.S. governments issued an unprecedented statement calling out Russia as the originator of cyberattacks on businesses and public sector organizations during 2017. According to the statement, routers — the devices that direct traffic … Continue reading →