Category Archives: Retirement

Longevity blind spot threatens to stymie structured settlement annuity portfolio deals

Sellers and potential buyers of structured settlement annuity (SSA) portfolios could find themselves handicapped by outdated and inaccurate mortality projections. Trading activity in SSA portfolios has been on the increase in recent years, stimulated by buyers interested in longevity risk … Continue reading →

Horizon 2017: What are the biggest concerns and opportunities for retirement plan sponsors in the coming year?

With the ringing of the New Year now well past, it’s not too early for retirement plan sponsors to understand current opportunities and begin to watch for other priority issues that lie ahead in 2017. Concerns: Risk management, effectiveness and … Continue reading →

Simplifying pension plan investment management

As the investment world becomes more sophisticated over time, pension plan investment committees have access to better ideas and better implementation. But, as with any industry, developments can come with increasing complexity and decreasing rewards. At some point, innovation may … Continue reading →

Your workforce is modernizing — now how about your benefit delivery process?

Employers are now hiring multiple generations, all of which have diverse needs. The one-size-fits-all benefits of the past (or even two or three options) no longer works for these distinctly different employee groups. If you expect to keep up, how … Continue reading →

Address talent management and retirement planning together

There exists a monumental opportunity for financial institutions to work more closely with employers and their employees to help address their biggest respective risks – namely talent management and retirement planning. These two issues may seem poles apart but linking … Continue reading →

Will the Worldwide Aging Population Wreak Havoc on Financial Institutions?

19% of the world’s population will be over 80 years old by 2050

I remember the time when the most important social policies concerned healthcare or education, but that is no longer the case. Retirement has now become the most pressing social concern for governments in recent years. The reason is simple: The … Continue reading →

What’s Next for Employers After the Same Sex Marriage Ruling?

Rainbow America

One thing the Obergefell v. Hodges ruling can do is to make life much easier for employers and their human resources departments. Continue reading →

Happy National Employee Benefits Day!

vintage labor

Today, April 2, we take a moment to recognize employee benefits and the human resources professionals who are dedicated to providing them to their colleagues. Except for Social Security, workers’ compensation and a few benefits required by states, US employers … Continue reading →

DOL’s New Definition of “Spouse” Takes Effect March 27

On February 25, 2015, The Department of Labor revised the regulatory definition of “spouse” under the Family and Medical Leave Act (FMLA) to include same-sex marriages regardless of the state in which the employee lives. Therefore, eligible employees in a … Continue reading →

Supreme Court: Retiree Medical Benefits May be Less “Sticky” for Union Plans

Court decision: benefits

Earlier this week the Supreme Court upset what had been “settled” law in retiree medical benefits with union groups.  While the case applies to retiree medical plans specifically, the rule enunciated could have much broader affect in employee benefits cases … Continue reading →