Category Archives: Retirement

Beyond pension schemes: Employers can play a key role in guiding employees toward a secure retirement

Excrercise class of older adults stretching in a park

In Asia, personal savings have often been reserved for immediate or short-term needs, such as having children or planning a wedding. Saving for the long-term, and specifically, for retirement, was rarely thought of — particularly in societies with extended family … Continue reading →

Looking to succeed in credit markets? Diversity and a long time horizon can be your best friends

Close up of a hand using a stylus pen on a touch screen depicting a line graph with steep declines and inclines

Ever since the global financial crisis, we’ve found investors have been slow to diversify their fixed income portfolios, and for good reason: Mainstream corporate credit (including investment grade and high yield), have performed incredibly well, supported by declining interest rates, … Continue reading →

What can defined benefit and defined contribution plans learn from one another?

Older man looking at a newspaper sitting next to a younger man looking at a tablet

I’m always trying to teach my children skills to prepare them for life. I’ve been around a while, and hope I can use my experience to help them on their journey. However, there are lots of occasions when it’s the … Continue reading →

How tax reform could influence defined benefit funding decisions in 2018

three colleagues sitting on chairs leaning over a coffee table looking at paperwork

We ended 2017 with pension plans in slightly better shape than they the year before. Strong market returns and larger-than-expected employer contributions, helped boost defined benefit plan funding to reach its highest level since 2013. The rationale for employers to consider … Continue reading →

Taux d’actualisation et taux d’inflation IAS 19 au 15 décembre 2017

Willis Towers Watson présente chaque mois l’évolution des taux d’actualisation dans trois grandes zones géographiques, celles où les engagements sociaux sont traditionnellement significatifs : La zone euro Le Royaume-Uni Les États-Unis. De nombreux indices permettent de fixer les taux d’actualisation … Continue reading →

Taux d’actualisation et taux d’inflation IAS 19 au 30 novembre 2017

Willis Towers Watson présente chaque mois l’évolution des taux d’actualisation dans trois grandes zones géographiques, celles où les engagements sociaux sont traditionnellement significatifs : La zone euro Le Royaume-Uni Les États-Unis. De nombreux indices permettent de fixer les taux d’actualisation … Continue reading →

Taux d’actualisation et taux d’inflation IAS 19 au 31 octobre 2017

Willis Towers Watson présente chaque mois l’évolution des taux d’actualisation dans trois grandes zones géographiques, celles où les engagements sociaux sont traditionnellement significatifs : La zone euro Le Royaume-Uni Les États-Unis. De nombreux indices permettent de fixer les taux d’actualisation … Continue reading →

Longevity blind spot threatens to stymie structured settlement annuity portfolio deals

Sellers and potential buyers of structured settlement annuity (SSA) portfolios could find themselves handicapped by outdated and inaccurate mortality projections. Trading activity in SSA portfolios has been on the increase in recent years, stimulated by buyers interested in longevity risk … Continue reading →

Horizon 2017: What are the biggest concerns and opportunities for retirement plan sponsors in the coming year?

With the ringing of the New Year now well past, it’s not too early for retirement plan sponsors to understand current opportunities and begin to watch for other priority issues that lie ahead in 2017. Concerns: Risk management, effectiveness and … Continue reading →

Simplifying pension plan investment management

As the investment world becomes more sophisticated over time, pension plan investment committees have access to better ideas and better implementation. But, as with any industry, developments can come with increasing complexity and decreasing rewards. At some point, innovation may … Continue reading →