Tag Archives: retirement

Beyond pension schemes: Employers can play a key role in guiding employees toward a secure retirement

Excrercise class of older adults stretching in a park

In Asia, personal savings have often been reserved for immediate or short-term needs, such as having children or planning a wedding. Saving for the long-term, and specifically, for retirement, was rarely thought of — particularly in societies with extended family … Continue reading →

Looking to succeed in credit markets? Diversity and a long time horizon can be your best friends

Close up of a hand using a stylus pen on a touch screen depicting a line graph with steep declines and inclines

Ever since the global financial crisis, we’ve found investors have been slow to diversify their fixed income portfolios, and for good reason: Mainstream corporate credit (including investment grade and high yield), have performed incredibly well, supported by declining interest rates, … Continue reading →

What can defined benefit and defined contribution plans learn from one another?

Older man looking at a newspaper sitting next to a younger man looking at a tablet

I’m always trying to teach my children skills to prepare them for life. I’ve been around a while, and hope I can use my experience to help them on their journey. However, there are lots of occasions when it’s the … Continue reading →

What will tax reform mean for defined benefit pension investing?

elderly couple sitting at a table looking at paperwork

If you’re like me, tax season isn’t a time of the year I look forward to by any stretch. Gathering last year’s paperwork and navigating through the endless software that’s supposed to make filing easy isn’t a way I like … Continue reading →

Verandervermogen van besturen: survival of the fittest

bergbeklimmer op de top van een besneeuwde berg

“Het is niet de sterkste van een soort die overleeft en ook niet de intelligentste. Het is degene die zich het best aan veranderingen kan aanpassen.” Dit citaat van Charles Darwin zou, met een beetje fantasie, zo maar op de … Continue reading →

Dispelling myths: Retirement security is a priority for all generations

Screen shot of video featuring Jonathan Gardner senior economist discussing retirement security

It’s no secret that a large number of people aren’t saving enough for the future. Increased life expectancy, the move from defined benefit (DB) to defined contribution (DC) retirement plans and diminished public benefit programs have all contributed to declining … Continue reading →

Roth 401(k) contributions are gaining popularity among those looking to increase tax diversification

elderly gentleman assisting steadying a little girl riding her bicycle

As concerns about employee financial well-being and retirement readiness continue to grow, 401(k) plan sponsors are adding a key feature to their 401(k) plans that provides some flexibility to savers: the option for Roth 401(k) contributions. Roth 401(k) contributions turn … Continue reading →

Lifetime Mortgages: A Retirement Solution, but Not Without Risk

People are living longer, and life expectancy is rising further. In the U.K., life expectancy increased from 70 years in 1961 to 80 in 2009, and 1 in 3 babies born in 2013 are now expected to live to celebrate … Continue reading →